Be Cool. Get Pre-Approved.

1. Getting Pre-Approved tells you & your Realtor the maximum amount the Lender is likely to loan you; and that helps you narrow down your home search to affordable properties.

2. Getting Pre-Approved gives you an idea of what your monthly payments would be. When you work with YOUR Home Team, our in-house Experts within our Mortgage division (Home Team Lending) not only send you your Pre-Approval Letter, they also provide a break down of your Principal, Interest, Taxes, & Insurance payments and show you your estimated cash to close. This way you are fully confident during your house hunting. 

3. Getting Pre-Approved gives you more credibility with real estate agents and sellers. Some agents and many home sellers won’t take you seriously or even let you inside to see a listing until you have a  Pre-Approval letter in hand. They don’t want to waste their time, or yours.

4. Getting Pre-Approved ensures that you don’t miss out on the “perfect home” if you wait until you find “the perfect home” to apply…because the buyer who is Pre-Approved will get the first shot at “the perfect home.” (PS, there are no perfect homes). 

5. Getting Pre-Approved can show you how to best use your financial circumstances in the most effective way-not only for contract negotiations but also your financial goals. No surprises = Happy Buyers!

If you’re ready to go House Hunting, then we'd love to hear from you. You can call Home Team Agents of lpt Realty 833.4YO.TEAM or CLICK HERE to start your Pre-Approval process or call Home Team Lending at 833.WE.LOAN.1.

Alright, alright alright,

Amanda aka The Marketing Mama